MMBB provides:

• The Benefits for Life Program, including retirement contributions, disability and life insurance protection
  
  
• The Annuity Supplement (TAS), a plan to supplement retirement income through tax-deferred salary reduction arrangements with employers
  
  
• Tax-Deferred Annuity (TDA), a 403(b) retirement income plan for employers to make retirement contributions on behalf of their employees
  
  
• MMBB-endorsed medical and dental plans
  
  
• Flexible spending accounts to provide a tax break for money set aside to pay health care and dependent care expenses